USF Insurance Company v. Langlois, et al. (Lawyers Weekly No. 11-085-14)
Insurance exclusion applied to innocent coinsured when coinsureds' interests were inextricably intertwined and nonseverable despite arson by one party.
Insurance exclusion applied to innocent coinsured when coinsureds' interests were inextricably intertwined and nonseverable despite arson by one party.
Defendant forfeited personal jurisdiction defense by asserting it in answer but then actively litigating on merits for eighteen months without pursuing the defense.
Insurer successfully voided optional bodily injury coverage when insured violated operator exclusion agreement by allowing excluded driver to operate vehicle.
Employee successfully defended recoupment action in Superior Court but denied attorney's fees because statute authorizes fees only for administrative proceedings.
Insurance company sought to introduce statistical database evidence to challenge medical bill reasonableness under hearsay exception. Court held trial judges retain discretion to exclude unreliable data even when statutory requirements are met.
Insurance company's initial notice to the Registry of Motor Vehicles, containing a minor identification error but all required information, satisfies statutory requirement for timely cancellation notice.
Consumer Protection Act damages for insurer's bad faith delay in settling claim; recoverable tort expenses and interest rate on wrongfully withheld funds.
Mutual mistake doctrine requires prior expressed agreement between parties; silent assumptions by insured about coverage unsupported by communication to agent do not warrant policy reformation.
MedPay benefits under an auto policy are payable for medical expenses resulting from an accident even when those same expenses were paid by the insured's separate health insurance policy.
Title insurer's duty to defend does not extend to claims challenging validity of underlying mortgage debt, only to defects in the mortgage lien itself.