CGL policy "temporary worker" exception applies when insured reasonably expected worker furnished to meet short-term workload condition at time of assignment.
General liability insurer owed no duty to defend insureds sued for negligent hiring and supervision where policy's automobile exclusion contained language explicitly covering such claims.
Insurer properly denied optional bodily injury coverage for household member's negligent entrustment of rental car to unauthorized driver, as entrustment constituted use without vehicle owner's consent.
Insurer properly applied pro rata allocation method to asbestos indemnity payments under occurrence-based liability policies despite insured's argument for joint and several coverage.
Homeowner's insurance exclusion for frozen-pipe damage turns on whether the insured used reasonable care to maintain heat while property was unoccupied. Reversed because jury instruction improperly attributed caretaker's negligence without determining relationship between principal and agent.
Massachusetts no-fault insurance exemption from tort liability applies to out-of-state insurance benefits when they cover the same losses as Massachusetts PIP benefits.
Title insurer defending reformation suit need not pay defense costs for homeowner's emotional distress and deceptive practices claims arising from foreclosure.
Own-occupation disability policy requires insured to receive care designed to enable return to prior occupation. Insurer not entitled to reimbursement absent proof of unjust enrichment.
Res judicata bars relitigation of claims that were untimely proposed amendments in prior federal litigation, even when filed in subsequent state court action.
